01 Acceptance of Terms
By accessing or using the Alabama Credit Union digital platform, including alabamacreditunion website and mobile applications, you agree to be bound by these Terms of Service. If you do not agree to these terms, you must cease use of our digital services immediately.
These terms govern your use of the site for informational purposes, as well as the use of the alabama credit union online banking portal. Use of specific financial products is additionally governed by individual account agreements provided at the time of account opening.
02 Online Banking & Verification
To utilize the alabama credit union login services, you must be a member in good standing. You are responsible for maintaining the confidentiality of your alabamacu login credentials, including your username, password, and multi-factor authentication codes.
When you perform an alabama credit union login my account action, you represent that you are the authorized account holder or have been granted express legal authority to act on behalf of the account holder. Unauthorized access to alabamacu systems is a violation of federal law.
Routing Number Notice
The alabama credit union routing number provided on this site is intended for domestic ACH and wire transfers. Use of an incorrect routing number may result in delayed or rejected transactions for which Alabama Credit Union assumes no liability.
03 Security and Compliance
Alabama Credit Union employs high-grade encryption and security protocols to protect your data. However, the security of alabama credit transactions also depends on your own device security. You agree to utilize updated antivirus software and secure network connections when accessing our mobile banking platform.
Encrypted Sessions
256-bit SSL encryption on all authenticated portals.
MFA Required
Multi-factor authentication for sensitive account changes.
04 Limitation of Liability
THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE." ALABAMA CREDIT UNION DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED. IN NO EVENT SHALL THE CREDIT UNION BE LIABLE FOR ANY INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE DIGITAL BANKING PLATFORM.
While we strive for 100% uptime, Alabama Credit Union does not represent that the website will be error-free or uninterrupted. Scheduled maintenance will be communicated via the login portal whenever feasible.
05 Governing Law
These terms shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to conflict of law principles. Any legal action or proceeding related to your access to, or use of, the site shall be instituted in a state or federal court in Alabama.