Member-Owned Since inception

Your Alabama.
Your Credit Union.

Secure your financial future with Alabama Credit Union. From the heart of Tuscaloosa to the coast in Foley, we provide the stability of a local cooperative with the power of modern digital banking.

Alabama Credit Union Login

01. Service Philosophy

Banking that belongs to you.

Unlike traditional commercial banks, Alabama Credit Union operates as a non-profit cooperative. When you open a savings account here, you aren't just a customer—you are an owner with a stake in our collective success.

Community Anchors

Visit our physical locations including Alabama Credit Union Tuscaloosa AL and our specialty service centers in Foley AL for in-person consulting.

Branch Directory

Virtual Portals

Harness the full power of Alabama Credit Union online banking. Manage transfers, deposit checks, and monitor your 'alabamacu login' activity 24/7.

Digital Services
02. Live Economy

Competitive Dividends & Rates

High-Yield Savings

Share Accounts

0.85% APY*

Auto Loans

New & Used Vehicles

4.99% APR*

Credit Cards

Classic Rewards

12.24% APR*

*Annual Percentage Yield and Annual Percentage Rate. Rates are subject to creditworthiness and membership terms. Alabama Credit Union is federally insured by the NCUA.

Financial Tools for Every Life Stage

Whether you are building your first credit score or preparing for retirement in the Gulf area, our services are designed to grow with you.

Alabama Credit Union Debit Card

Personal Checking

  • No monthly maintenance fees
  • 30,000+ Surcharge-free ATMs
  • Mobile check deposits
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Alabama Credit Union Branch Architecture

Mortgages & Home Equity

Our local loan officers manage the entire process right here in Alabama. From fixed-rate mortgages to flexible HELOCs, we keep your home financing simple and transparent.

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Alabama Credit Union Mobile App

Alabama CU Online

Securely manage your wealth with our top-tier alabama credit union online banking platform. Experience real-time alerts and advanced security features.

Login Access
NCUA Federally Insured
Equal Housing Lender
256-Bit SSL Secured
Member-Owned Coop

Becoming a Member

Membership at Alabama Credit Union is more than just a banking relationship—it is an investment in your local community. We serve individuals who live, work, worship, or attend school in our designated Alabama counties. By focusing on regional economic health, we ensure that your deposits facilitate auto loans for neighbors and mortgages for local families.

To begin your membership, a small opening deposit of $5.00 into a Share Savings account is required. This $5.00 represents your "share" in the credit union. Once established, you gain full access to our digital suite including alabamacu login capabilities and our physical network in locations like Foley AL and Tuscaloosa AL.

Required Documentation

  • • Valid Government-issued Photo ID
  • • Social Security Number
  • • Proof of Alabama residency/employment
  • • Minimum $5 opening deposit

Our Commitment

We are committed to transparency. No hidden fees, no predatory terms, and a dedicated team of Alabamians here to help you navigate every financial milestone.

Ready to switch to local?

Experience the difference of banking with people who know the streets of Alabama.

Service Area Anchors

Our presence in Alabama is strategic. Whether you need a credit union foley al representative to discuss coastal property loans or the academic stability of our tuscaloosa al branches, we are within reach. We provide full-service teller assistance, mortgage officers, and wealth management across the state.

Member Support Hours

Mon-Fri: 9:00-17:00, Sat: 9:00-13:00

Direct Member Line

+1-212-550-6563

View All 12 Branch Locations
Alabama Credit Union Branch Exterior